Debt Payoff Tracker — picture 1
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Money & Budgeting
4.8 shop rating · 32 reviews on Etsy

Debt Payoff Tracker

Snowball or avalanche, then watch your debt-free date move

$19.46
  • Best seller
  • No subscription
  • Instant access
Buy now

Secure checkout by Whop

  • Instant access
  • Pay once
  • Any device
  • 3 languages

You get: a PDF with your private app link and a quick-start guide.

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  • Mastercard
  • Apple Pay
  • Google Pay
  • Crypto
About this appFeatures and what you get

Debt Payoff Tracker is a real app, not a spreadsheet. Add your debts, pick snowball or avalanche, and see your debt-free date in seconds. It opens in any browser on your phone, tablet or laptop, works offline, and needs no account.

What Makes This Debt Tracker Different

  • A live What-If simulator. Slide an extra payment and watch your debt-free date jump closer.
  • Snowball, avalanche and custom order compared side by side, with total interest for each.
  • Payoff milestones marked on your balance chart, so every cleared card feels like a win.
  • A built-in credit score tracker with a gauge and a trend line.
  • A dark mode planner by default, with two light themes, in English, Spanish and French.

Everything Inside

  • Dashboard: debt-free date, interest you will save, next target and a balance chart.
  • My Debts: credit cards, student loans, medical bills, a car loan tracker, any debt at all.
  • Strategy: debt snowball, debt avalanche or your own order, one tap to switch.
  • What-If: an extra-payment debt calculator that recalculates the whole plan instantly.
  • Payments: log regular, extra and windfall payments with notes.
  • Payoff Schedule: a month-by-month plan for every debt.
  • Progress: a progress ring, five milestones and your journey chart.
  • Credit Score: log your score each month and watch the trend.
  • Settings: 14 currencies, export and import a backup, print-ready pages.

Works On Everything You Own

One file opens in Chrome, Safari, Edge or Firefox on Windows, Mac, iPhone, iPad and Android. No app store, nothing to install. Internet is only needed the first time it loads. After that the debt payoff tracker works fully offline.

Your Data, Your Choice

Save on this device with no account at all, or create a free account to sync across devices. Either way, your numbers stay yours.

What You Get

  • The complete Debt Payoff Tracker as a single file that opens in your browser.
  • A plain-English quick-start guide.
  • A sample data file, so you can explore every feature before entering your own debts.

Please Note

  • This is a personal finance planner for organising your payoff, not financial, tax or legal advice.
  • For personal use only. Please do not resell or share.
  • Digital items cannot be returned.

Looking for a simple debt tracker, a loan payoff tracker or a digital planner for your money? This is the financial planner I built to make the finish line feel real.

Instant digital download. Nothing is shipped.

How it works

  1. Pay securely

    Card, Apple Pay, Google Pay or crypto. Checkout is by Whop.

  2. Get your PDF instantly

    It holds your private link to the app and a quick-start guide.

  3. Open it on any device

    Tap the link on your phone, tablet or computer. The guide shows every step.

What buyers say

4.8
Shop rating on Etsy
32
reviews
153
sales
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This Inventory Tracker has a classy interface with lots of useful features, and is very user friendly for beginners.
BriannaEtsy review · Inventory Tracker
definitely recommend! the planner set up is very user friendly and I love how interactive it is.
LucianEtsy review · Student Nurse Planner
Customer Service is Excellent!!! The lesson planner is easy to use. Love it!!
BrittEtsy review · Homeschool Planner
GET THIS ONE! forget the other ones out there. This is the real deal.
Etsy buyerEtsy review · Homeschool Planner
Some hiccups with the planner, but seller was very communicative and quick to find a solution.
DanaEtsy review · Homeschool Planner

Questions before you buy

01What do I get after I buy?

A PDF with your private link to the app and a quick-start guide. The guide shows how to open it on your phone, tablet or computer.

02Which devices and languages does it work on?

Any phone, tablet or computer with a current browser. The apps are available in English, Spanish and French.

03Does it work offline?

Yes. Your data is saved on your own device, in your browser. Cloud sync is optional, if you want the same data on more than one device.

04Is it a subscription?

No. You pay once and it is yours to keep. There are no renewals.

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